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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,927 | $22,602-91.5% | $65,566-97.1% | $75,173-97.4% |
| Participation rate | 68.8% | 63.1%+5.7pp | 64.9%+3.8pp | 67.2%+1.5pp |
| Annual return | 47.73% | 71.13%-23.4pp | 47.40%+0.3pp | 160.72%-113.0pp |
| Employer contribution / active EE | $536 | $941-43.1% | $1,692-68.3% | $2,671-79.9% |
| Participant deferral / active EE | $1,301 | $1,695-23.3% | $2,832-54.1% | $4,126-68.5% |
| Admin fee / account holder | $117 | $1,877-93.7% | $4,114-97.1% | $5,651-97.9% |