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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,139 | $201,344-39.8% | $184,243-34.3% | $145,877-17.0% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 24.80% | 29.01%-4.2pp | 28.82%-4.0pp | 551.28%-526.5pp |
| Employer contribution / active EE | $10,582 | $7,022+50.7% | $6,427+64.7% | $4,663+126.9% |
| Participant deferral / active EE | $24,396 | $9,807+148.8% | $9,132+167.1% | $6,691+264.6% |
| Admin fee / account holder | $53,318 | $16,382+225.5% | $13,914+283.2% | $13,402+297.8% |