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| Provider | Service type | Compensation |
|---|---|---|
Service code 15 · EIN 13-3689044 | Recordkeeping | $59,418 |
Filed as: CETERA ADVISORS LLC Service code 22 · EIN 84-0858799 | Insurance Broker | $29,185 |
Filed as: TRANSAMERICA LIFE INSURANCE COMPANY Service code 15 · EIN 39-0989781 | Recordkeeping | $12,153 |
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,644 | $106,110-25.9% | $147,005-46.5% | $77,671+1.3% |
| Participation rate | 88.8% | 78.4%+10.4pp | 82.2%+6.7pp | 70.6%+18.3pp |
| Annual return | 15.05% | 56.77%-41.7pp | 418.76%-403.7pp | 31.21%-16.2pp |
| Employer contribution / active EE | $3,454 | $4,065-15.0% | $4,934-30.0% | $2,726+26.7% |
| Participant deferral / active EE | $10,823 | $7,992+35.4% | $8,070+34.1% | $4,648+132.9% |
| Admin fee / account holder | $133 | $338-60.7% | $13,006-99.0% | $430-69.2% |