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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $584,027 | $183,539+218.2% | $155,556+275.4% | $145,897+300.3% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 15.73% | 61.31%-45.6pp | 64.84%-49.1pp | 552.29%-536.6pp |
| Employer contribution / active EE | $37,623 | $5,315+607.8% | $4,675+704.7% | $4,663+706.9% |
| Participant deferral / active EE | $25,513 | $6,467+294.5% | $5,631+353.1% | $6,689+281.4% |
| Admin fee / account holder | $2,433 | $19,275-87.4% | $15,885-84.7% | $13,390-81.8% |