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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,385 | $209,422-73.1% | $178,503-68.4% | $158,982-64.5% |
| Participation rate | 100.0% | 86.4%+13.6pp | 81.9%+18.1pp | 82.0%+18.0pp |
| Annual return | 2.10% | 188.81%-186.7pp | 151.12%-149.0pp | 302.99%-300.9pp |
| Employer contribution / active EE | $3,624 | $5,707-36.5% | $5,011-27.7% | $4,763-23.9% |
| Participant deferral / active EE | $4,032 | $5,955-32.3% | $5,202-22.5% | $5,983-32.6% |
| Admin fee / account holder | $177,691 | $17,079+940.4% | $13,987+1170.4% | $11,252+1479.2% |