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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $241,560 | $81,276+197.2% | $155,574+55.3% | $80,925+198.5% |
| Participation rate | 100.0% | 66.2%+33.8pp | 78.2%+21.8pp | 67.7%+32.3pp |
| Annual return | 7.84% | 33.36%-25.5pp | 64.87%-57.0pp | 35.65%-27.8pp |
| Employer contribution / active EE | $1,935 | $3,103-37.6% | $4,676-58.6% | $2,756-29.8% |
| Participant deferral / active EE | $3,128 | $3,453-9.4% | $5,629-44.4% | $4,299-27.2% |
| Admin fee / account holder | $60,032 | $7,993+651.0% | $15,914+277.2% | $6,940+765.0% |