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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,658 | $95,580-84.7% | $76,872-80.9% | $139,466-89.5% |
| Participation rate | 90.5% | 74.0%+16.5pp | 69.6%+20.9pp | 80.3%+10.1pp |
| Annual return | 29.92% | 55.00%-25.1pp | 37.90%-8.0pp | 373.66%-343.7pp |
| Employer contribution / active EE | $3,381 | $3,145+7.5% | $2,533+33.5% | $4,754-28.9% |
| Participant deferral / active EE | $4,458 | $4,623-3.6% | $3,832+16.3% | $6,712-33.6% |
| Admin fee / account holder | $702 | $8,302-91.5% | $5,476-87.2% | $11,409-93.8% |