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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,519 | $29,319+51.8% | $52,425-15.1% | $82,448-46.0% |
| Participation rate | 25.0% | 46.9%-21.9pp | 55.6%-30.6pp | 68.1%-43.1pp |
| Annual return | 21.56% | 535.20%-513.6pp | 302.12%-280.6pp | 41.64%-20.1pp |
| Employer contribution / active EE | $525 | $586-10.5% | $914-42.6% | $2,551-79.4% |
| Participant deferral / active EE | $1,748 | $1,171+49.2% | $1,790-2.4% | $4,139-57.8% |
| Admin fee / account holder | $38 | $1,962-98.1% | $2,495-98.5% | $7,234-99.5% |