Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,155 | $93,283+14.9% | $76,891+39.4% | $103,657+3.4% |
| Participation rate | 61.0% | 79.3%-18.3pp | 69.6%-8.6pp | 73.4%-12.4pp |
| Annual return | 18.07% | 17.40%+0.7pp | 37.91%-19.8pp | 33.13%-15.1pp |
| Employer contribution / active EE | $1,811 | $3,170-42.9% | $2,534-28.5% | $3,216-43.7% |
| Participant deferral / active EE | $3,550 | $4,624-23.2% | $3,833-7.4% | $5,218-32.0% |
| Admin fee / account holder | $58 | $78-26.0% | $5,488-98.9% | $114-49.2% |