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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $247,266 | $180,462+37.0% | $154,111+60.4% | $135,379+82.6% |
| Participation rate | 77.8% | 87.4%-9.6pp | 83.0%-5.3pp | 82.6%-4.9pp |
| Annual return | -5.35% | 888.17%-893.5pp | 735.18%-740.5pp | 519.79%-525.1pp |
| Employer contribution / active EE | $790 | $6,036-86.9% | $5,298-85.1% | $4,779-83.5% |
| Participant deferral / active EE | $2,214 | $5,806-61.9% | $5,081-56.4% | $5,609-60.5% |
| Admin fee / account holder | $15,459 | $16,145-4.2% | $13,411+15.3% | $10,828+42.8% |