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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $169,505 | $168,636+0.5% | $147,618+14.8% | $125,388+35.2% |
| Participation rate | 100.0% | 88.8%+11.2pp | 84.6%+15.4pp | 83.2%+16.8pp |
| Annual return | 1.76% | 77.65%-75.9pp | 61.98%-60.2pp | 282.24%-280.5pp |
| Employer contribution / active EE | $1,912 | $6,252-69.4% | $5,565-65.6% | $4,866-60.7% |
| Participant deferral / active EE | $4,646 | $5,507-15.6% | $4,895-5.1% | $5,352-13.2% |
| Admin fee / account holder | $448 | $13,580-96.7% | $11,612-96.1% | $9,541-95.3% |