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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $120,667 | $135,956-11.2% | $123,894-2.6% | $273,970-56.0% |
| Participation rate | 93.8% | 84.1%+9.7pp | 81.4%+12.3pp | 83.0%+10.7pp |
| Annual return | 6.50% | 56.63%-50.1pp | 47.52%-41.0pp | 41.46%-35.0pp |
| Employer contribution / active EE | $1,843 | $5,170-64.4% | $4,617-60.1% | $4,869-62.2% |
| Participant deferral / active EE | $1,376 | $6,343-78.3% | $5,984-77.0% | $5,287-74.0% |
| Admin fee / account holder | $1,400 | $9,817-85.7% | $8,357-83.2% | $10,132-86.2% |