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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $288,140 | $197,625+45.8% | $177,840+62.0% | $158,966+81.3% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.7%+12.3pp | 82.0%+18.0pp |
| Annual return | 15.79% | 58.76%-43.0pp | 48.32%-32.5pp | 302.95%-287.2pp |
| Employer contribution / active EE | $10,850 | $6,698+62.0% | $5,919+83.3% | $4,762+127.8% |
| Participant deferral / active EE | $9,497 | $8,405+13.0% | $7,714+23.1% | $5,983+58.7% |
| Admin fee / account holder | $564 | $15,405-96.3% | $12,431-95.5% | $11,250-95.0% |