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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,865 | $58,726-78.1% | $92,239-86.1% | $62,293-79.3% |
| Participation rate | 80.2% | 68.3%+11.8pp | 76.5%+3.7pp | 69.5%+10.6pp |
| Annual return | 16.46% | 43.62%-27.2pp | 176.29%-159.8pp | 28.90%-12.4pp |
| Employer contribution / active EE | $2,520 | $2,392+5.4% | $3,680-31.5% | $2,042+23.4% |
| Participant deferral / active EE | $1,406 | $2,766-49.1% | $3,897-63.9% | $3,169-55.6% |
| Admin fee / account holder | $402 | $556-27.7% | $5,194-92.3% | $479-16.1% |