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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $2,594 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,351 | $57,921-35.5% | $84,753-55.9% | $57,658-35.2% |
| Participation rate | 46.9% | 72.9%-26.1pp | 76.6%-29.7pp | 70.2%-23.4pp |
| Annual return | 29.15% | 10.24%+18.9pp | 22.78%+6.4pp | 5.13%+24.0pp |
| Employer contribution / active EE | $406 | $2,598-84.4% | $3,574-88.7% | $1,974-79.4% |
| Participant deferral / active EE | $1,887 | $2,742-31.2% | $3,712-49.2% | $3,061-38.4% |
| Admin fee / account holder | $11 | $130-91.8% | $5,333-99.8% | $95-88.8% |