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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,231 | $115,810-17.8% | $101,271-6.0% | $158,966-40.1% |
| Participation rate | 95.0% | 79.4%+15.6pp | 75.8%+19.2pp | 82.0%+13.0pp |
| Annual return | 12.63% | 56.15%-43.5pp | 46.48%-33.8pp | 302.95%-290.3pp |
| Employer contribution / active EE | $4,262 | $4,175+2.1% | $3,660+16.5% | $4,762-10.5% |
| Participant deferral / active EE | $1,019 | $4,958-79.5% | $4,371-76.7% | $5,983-83.0% |
| Admin fee / account holder | $8,114 | $7,248+11.9% | $5,948+36.4% | $11,250-27.9% |