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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $250,867 | $98,766+154.0% | $149,730+67.5% | $79,852+214.2% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.5%+17.5pp | 69.6%+30.4pp |
| Annual return | 12.40% | 27.43%-15.0pp | 276.70%-264.3pp | 31.72%-19.3pp |
| Employer contribution / active EE | $13,213 | $3,217+310.7% | $4,645+184.4% | $2,471+434.7% |
| Participant deferral / active EE | $14,531 | $5,681+155.8% | $6,843+112.4% | $3,740+288.5% |
| Admin fee / account holder | $12,647 | $6,052+109.0% | $9,310+35.8% | $5,306+138.3% |