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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $410,159 | $102,382+300.6% | $147,005+179.0% | $80,874+407.2% |
| Participation rate | 97.8% | 75.8%+21.9pp | 82.2%+15.6pp | 67.6%+30.1pp |
| Annual return | 17.46% | 134.89%-117.4pp | 418.76%-401.3pp | 35.62%-18.2pp |
| Employer contribution / active EE | $16,282 | $3,715+338.3% | $4,934+230.0% | $2,756+490.9% |
| Participant deferral / active EE | $27,234 | $6,646+309.8% | $8,070+237.5% | $4,297+533.8% |
| Admin fee / account holder | $16,534 | $7,942+108.2% | $13,006+27.1% | $6,935+138.4% |