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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $410,159 | $102,429+300.4% | $147,096+178.8% | $80,925+406.8% |
| Participation rate | 97.8% | 75.9%+21.9pp | 82.2%+15.6pp | 67.7%+30.1pp |
| Annual return | 17.46% | 135.02%-117.6pp | 419.75%-402.3pp | 35.65%-18.2pp |
| Employer contribution / active EE | $16,282 | $3,716+338.2% | $4,936+229.9% | $2,756+490.7% |
| Participant deferral / active EE | $27,234 | $6,649+309.6% | $8,071+237.4% | $4,299+533.6% |
| Admin fee / account holder | $16,534 | $7,957+107.8% | $13,005+27.1% | $6,940+138.2% |