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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $410,159 | $102,422+300.5% | $147,117+178.8% | $80,959+406.6% |
| Participation rate | 97.8% | 75.9%+21.9pp | 82.2%+15.6pp | 67.7%+30.1pp |
| Annual return | 17.46% | 135.16%-117.7pp | 420.54%-403.1pp | 35.67%-18.2pp |
| Employer contribution / active EE | $16,282 | $3,717+338.0% | $4,932+230.1% | $2,757+490.5% |
| Participant deferral / active EE | $27,234 | $6,652+309.4% | $8,065+237.7% | $4,300+533.3% |
| Admin fee / account holder | $16,534 | $7,953+107.9% | $12,993+27.3% | $6,925+138.7% |