Filed March 31, 2026 (most recent of 2 filings on file)
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| Provider | Service type | Compensation |
|---|---|---|
Filed as: MERRILL LYNCH Service code 26 · EIN 13-5674085 | Advisory (Participants) | $96,904 |
Service code 15 · EIN 01-0233346 | Recordkeeping | $33,344 |
Filed as: SENTINEL BENEFITS GROUP, INC. Service code 15 · EIN 04-3015875 | Recordkeeping | $5,738 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $156,137 | $49,915+212.8% | $154,803+0.9% | $74,304+110.1% |
| Participation rate | 92.0% | 54.0%+38.1pp | 78.1%+14.0pp | 60.3%+31.7pp |
| Annual return | 16.72% | 34.06%-17.3pp | 58.88%-42.2pp | 29.43%-12.7pp |
| Employer contribution / active EE | $5,447 | $1,611+238.1% | $4,305+26.5% | $2,241+143.0% |
| Participant deferral / active EE | $5,556 | $2,255+146.4% | $5,540+0.3% | $3,767+47.5% |
| Admin fee / account holder | $883 | $2,189-59.7% | $14,329-93.8% | $2,969-70.3% |