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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $122,464 | $61,356+99.6% | $149,696-18.2% | $71,511+71.3% |
| Participation rate | 91.4% | 62.5%+28.9pp | 78.8%+12.7pp | 67.9%+23.5pp |
| Annual return | 32.06% | 35.86%-3.8pp | 134.46%-102.4pp | 28.86%+3.2pp |
| Employer contribution / active EE | $7,427 | $2,382+211.9% | $4,821+54.1% | $2,589+186.9% |
| Participant deferral / active EE | $5,561 | $2,920+90.5% | $5,682-2.1% | $4,291+29.6% |
| Admin fee / account holder | $7,838 | $1,263+520.5% | $13,212-40.7% | $1,588+393.4% |