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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $419,178 | $228,352+83.6% | $185,835+125.6% | $158,966+163.7% |
| Participation rate | 100.0% | 82.3%+17.7pp | 78.0%+22.0pp | 82.0%+18.0pp |
| Annual return | 6.30% | 40.81%-34.5pp | 35.96%-29.7pp | 302.95%-296.7pp |
| Employer contribution / active EE | $9,365 | $4,967+88.6% | $4,087+129.1% | $4,762+96.6% |
| Participant deferral / active EE | $4,550 | $6,416-29.1% | $5,633-19.2% | $5,983-24.0% |
| Admin fee / account holder | $912,970 | $11,867+7593.7% | $9,502+9508.2% | $11,250+8015.3% |