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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,332 | $63,346+4.7% | $92,239-28.1% | $70,124-5.4% |
| Participation rate | 97.9% | 68.7%+29.2pp | 76.5%+21.4pp | 69.5%+28.4pp |
| Annual return | 6.04% | 530.19%-524.1pp | 176.29%-170.3pp | 73.14%-67.1pp |
| Employer contribution / active EE | $814 | $2,471-67.1% | $3,680-77.9% | $2,342-65.3% |
| Participant deferral / active EE | $1,873 | $2,854-34.4% | $3,897-51.9% | $3,332-43.8% |
| Admin fee / account holder | $2,606 | $3,841-32.2% | $5,194-49.8% | $4,645-43.9% |