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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,806 | $106,524-3.5% | $152,301-32.5% | $87,485+17.5% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.4%+17.6pp | 68.9%+31.1pp |
| Annual return | 12.15% | 26.89%-14.7pp | 80.50%-68.3pp | 26.06%-13.9pp |
| Employer contribution / active EE | $1,993 | $3,371-40.9% | $4,624-56.9% | $2,596-23.2% |
| Participant deferral / active EE | $5,864 | $6,525-10.1% | $8,004-26.7% | $4,274+37.2% |
| Admin fee / account holder | $49,014 | $8,287+491.5% | $14,398+240.4% | $7,775+530.4% |