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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $730,349 | $315,200+131.7% | $238,191+206.6% | $155,188+370.6% |
| Participation rate | 95.0% | 82.6%+12.4pp | 77.1%+17.9pp | 80.8%+14.2pp |
| Annual return | 11.95% | 10.25%+1.7pp | 13.02%-1.1pp | 148.84%-136.9pp |
| Employer contribution / active EE | $9,648 | $6,383+51.2% | $5,082+89.8% | $4,248+127.1% |
| Participant deferral / active EE | $21,134 | $8,044+162.7% | $6,726+214.2% | $6,531+223.6% |
| Admin fee / account holder | $30,700 | $48,031-36.1% | $34,582-11.2% | $14,480+112.0% |