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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,676 | $81,870-46.7% | $119,622-63.5% | $68,486-36.2% |
| Participation rate | 80.0% | 71.9%+8.1pp | 79.3%+0.7pp | 67.9%+12.1pp |
| Annual return | -14.96% | -23.82%+8.9pp | -14.98%0pp | -7.85%-7.1pp |
| Employer contribution / active EE | $671 | $2,692-75.1% | $4,232-84.1% | $2,597-74.2% |
| Participant deferral / active EE | $2,091 | $4,148-49.6% | $5,601-62.7% | $4,028-48.1% |
| Admin fee / account holder | $2,443 | $6,583-62.9% | $10,328-76.3% | $5,404-54.8% |