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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $130,949 | $85,766+52.7% | $136,298-3.9% | $70,126+86.7% |
| Participation rate | 96.0% | 74.2%+21.8pp | 81.9%+14.1pp | 69.5%+26.5pp |
| Annual return | 10.48% | 31.46%-21.0pp | 5156.27%-5145.8pp | 73.15%-62.7pp |
| Employer contribution / active EE | $3,000 | $2,966+1.1% | $4,696-36.1% | $2,343+28.1% |
| Participant deferral / active EE | $4,785 | $5,051-5.3% | $6,247-23.4% | $3,332+43.6% |
| Admin fee / account holder | $5,561 | $5,421+2.6% | $9,244-39.8% | $4,645+19.7% |