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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,884 | $73,988-62.3% | $96,538-71.1% | $75,177-62.9% |
| Participation rate | 93.3% | 66.4%+26.9pp | 74.3%+19.0pp | 67.2%+26.1pp |
| Annual return | 7.52% | 26.73%-19.2pp | 35.74%-28.2pp | 160.75%-153.2pp |
| Employer contribution / active EE | $4,875 | $2,930+66.4% | $3,740+30.3% | $2,671+82.5% |
| Participant deferral / active EE | $1,507 | $3,660-58.8% | $4,880-69.1% | $4,126-63.5% |
| Admin fee / account holder | $955 | $5,220-81.7% | $6,737-85.8% | $5,651-83.1% |