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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,548 | $211,239-62.8% | $178,528-56.0% | $145,877-46.2% |
| Participation rate | 57.1% | 80.8%-23.7pp | 77.1%-20.0pp | 80.3%-23.2pp |
| Annual return | 11.13% | 30.22%-19.1pp | 27.11%-16.0pp | 551.28%-540.2pp |
| Employer contribution / active EE | $2,155 | $4,570-52.8% | $3,950-45.4% | $4,663-53.8% |
| Participant deferral / active EE | $5,947 | $6,963-14.6% | $6,278-5.3% | $6,691-11.1% |
| Admin fee / account holder | $4,460 | $12,095-63.1% | $10,419-57.2% | $13,402-66.7% |