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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,548 | $210,698-62.7% | $178,014-55.9% | $145,959-46.2% |
| Participation rate | 57.1% | 80.8%-23.6pp | 77.1%-19.9pp | 80.3%-23.1pp |
| Annual return | 11.13% | 386.27%-375.1pp | 294.80%-283.7pp | 561.95%-550.8pp |
| Employer contribution / active EE | $2,155 | $4,567-52.8% | $3,950-45.4% | $4,661-53.8% |
| Participant deferral / active EE | $5,947 | $6,958-14.5% | $6,276-5.2% | $6,689-11.1% |
| Admin fee / account holder | $4,460 | $12,016-62.9% | $10,362-57.0% | $13,398-66.7% |