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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,548 | $211,224-62.8% | $178,505-56.0% | $145,897-46.2% |
| Participation rate | 57.1% | 80.8%-23.7pp | 77.1%-20.0pp | 80.3%-23.2pp |
| Annual return | 11.13% | 30.28%-19.2pp | 27.16%-16.0pp | 552.29%-541.2pp |
| Employer contribution / active EE | $2,155 | $4,577-52.9% | $3,955-45.5% | $4,663-53.8% |
| Participant deferral / active EE | $5,947 | $6,966-14.6% | $6,280-5.3% | $6,689-11.1% |
| Admin fee / account holder | $4,460 | $12,109-63.2% | $10,428-57.2% | $13,390-66.7% |