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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,601 | $75,962-13.6% | $154,108-57.4% | $64,173+2.2% |
| Participation rate | 100.0% | 70.4%+29.6pp | 83.0%+17.0pp | 69.6%+30.4pp |
| Annual return | -5.28% | 30.32%-35.6pp | 735.21%-740.5pp | 7.63%-12.9pp |
| Employer contribution / active EE | $6,911 | $3,350+106.3% | $5,298+30.5% | $2,381+190.3% |
| Participant deferral / active EE | $5,229 | $3,175+64.7% | $5,081+2.9% | $3,470+50.7% |
| Admin fee / account holder | $3,663 | $5,589-34.5% | $13,411-72.7% | $4,887-25.0% |