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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,503 | $129,737-78.8% | $119,126-76.9% | $154,746-82.2% |
| Participation rate | 63.6% | 78.9%-15.2pp | 75.8%-12.1pp | 80.7%-17.1pp |
| Annual return | 21.63% | 379.08%-357.4pp | 282.11%-260.5pp | 172.34%-150.7pp |
| Employer contribution / active EE | $956 | $4,375-78.2% | $4,034-76.3% | $4,379-78.2% |
| Participant deferral / active EE | $6,629 | $5,842+13.5% | $5,318+24.7% | $6,730-1.5% |
| Admin fee / account holder | $89 | $11,961-99.3% | $10,693-99.2% | $14,365-99.4% |