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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,503 | $111,535-75.3% | $105,223-73.9% | $137,256-80.0% |
| Participation rate | 63.6% | 78.1%-14.5pp | 75.0%-11.4pp | 80.0%-16.3pp |
| Annual return | 21.63% | 237.85%-216.2pp | 180.65%-159.0pp | 220.34%-198.7pp |
| Employer contribution / active EE | $956 | $3,939-75.7% | $3,689-74.1% | $4,156-77.0% |
| Participant deferral / active EE | $6,629 | $5,500+20.5% | $5,072+30.7% | $6,407+3.5% |
| Admin fee / account holder | $89 | $9,721-99.1% | $8,859-99.0% | $12,270-99.3% |