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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,689 | $202,463-80.4% | $169,397-76.6% | $139,487-71.5% |
| Participation rate | 66.7% | 81.1%-14.4pp | 77.2%-10.5pp | 80.3%-13.7pp |
| Annual return | 24.19% | 532.64%-508.4pp | 406.23%-382.0pp | 373.84%-349.6pp |
| Employer contribution / active EE | $501 | $4,694-89.3% | $4,013-87.5% | $4,755-89.5% |
| Participant deferral / active EE | $10,197 | $6,941+46.9% | $6,223+63.9% | $6,713+51.9% |
| Admin fee / account holder | $82 | $10,726-99.2% | $9,017-99.1% | $11,407-99.3% |