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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,319 | $162,136-62.8% | $152,301-60.4% | $154,746-61.0% |
| Participation rate | 40.0% | 84.1%-44.1pp | 82.4%-42.4pp | 80.7%-40.7pp |
| Annual return | 24.36% | 91.02%-66.7pp | 80.50%-56.1pp | 172.34%-148.0pp |
| Employer contribution / active EE | $2,455 | $4,890-49.8% | $4,624-46.9% | $4,379-43.9% |
| Participant deferral / active EE | $5,996 | $8,341-28.1% | $8,004-25.1% | $6,730-10.9% |
| Admin fee / account holder | $230 | $15,759-98.5% | $14,398-98.4% | $14,365-98.4% |