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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,319 | $154,228-60.9% | $145,433-58.5% | $137,256-56.1% |
| Participation rate | 40.0% | 83.8%-43.8pp | 82.1%-42.1pp | 80.0%-40.0pp |
| Annual return | 24.36% | 74.59%-50.2pp | 66.58%-42.2pp | 220.34%-196.0pp |
| Employer contribution / active EE | $2,455 | $4,804-48.9% | $4,554-46.1% | $4,156-40.9% |
| Participant deferral / active EE | $5,996 | $8,216-27.0% | $7,897-24.1% | $6,407-6.4% |
| Admin fee / account holder | $230 | $14,344-98.4% | $13,129-98.2% | $12,270-98.1% |