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Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $2,435 | $55,930-95.6% | $76,089-96.8% | $80,925-97.0% |
| Participation rate | 76.7% | 62.1%+14.7pp | 69.1%+7.6pp | 67.7%+9.1pp |
| Annual return | 16.87% | 20.58%-3.7pp | 360.94%-344.1pp | 35.65%-18.8pp |
| Employer contribution / active EE | $775 | $1,866-58.5% | $2,690-71.2% | $2,756-71.9% |
| Participant deferral / active EE | $1,495 | $3,051-51.0% | $4,259-64.9% | $4,299-65.2% |
| Admin fee / account holder | $230 | $5,241-95.6% | $6,418-96.4% | $6,940-96.7% |