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Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $2,435 | $55,902-95.6% | $76,030-96.8% | $80,959-97.0% |
| Participation rate | 76.7% | 62.1%+14.6pp | 69.1%+7.7pp | 67.7%+9.0pp |
| Annual return | 16.87% | 20.59%-3.7pp | 361.54%-344.7pp | 35.67%-18.8pp |
| Employer contribution / active EE | $775 | $1,867-58.5% | $2,688-71.2% | $2,757-71.9% |
| Participant deferral / active EE | $1,495 | $3,051-51.0% | $4,257-64.9% | $4,300-65.2% |
| Admin fee / account holder | $230 | $5,239-95.6% | $6,421-96.4% | $6,925-96.7% |