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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,598 | $148,629-80.1% | $135,982-78.2% | $139,487-78.8% |
| Participation rate | 66.7% | 83.9%-17.2pp | 81.9%-15.3pp | 80.3%-13.7pp |
| Annual return | 22.66% | 79.33%-56.7pp | 68.32%-45.7pp | 373.84%-351.2pp |
| Employer contribution / active EE | $3,676 | $5,247-29.9% | $4,859-24.3% | $4,755-22.7% |
| Participant deferral / active EE | $6,309 | $8,102-22.1% | $7,760-18.7% | $6,713-6.0% |
| Admin fee / account holder | $357 | $12,406-97.1% | $10,767-96.7% | $11,407-96.9% |