See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 3-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
NBT BANCORP NA2+ years Filed as: NBT BANK N.A. Service code 21 · EIN 16-1268674 | Bank Trustee | $20,989 |
CHARLES SCHWAB & CO., INC.2+ years Service code 59 · EIN 94-1737782 | Shareholder Servicing | $0 |
EPIC RETIREMENT PLAN SERVICES2+ years Service code 15 · EIN 16-1450952 | Recordkeeping | $0 |
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,050 | $76,050-25.0% | $96,544-40.9% | $71,457-20.2% |
| Participation rate | 73.5% | 74.4%-0.9pp | 76.0%-2.4pp | 67.9%+5.6pp |
| Annual return | 15.48% | 22.81%-7.3pp | 25.84%-10.4pp | 28.85%-13.4pp |
| Employer contribution / active EE | $1,536 | $2,244-31.6% | $2,965-48.2% | $2,588-40.6% |
| Participant deferral / active EE | $3,381 | $4,215-19.8% | $4,851-30.3% | $4,289-21.2% |
| Admin fee / account holder | $91 | $2,707-96.6% | $8,252-98.9% | $1,587-94.3% |