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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,318 | $102,595-40.2% | $94,057-34.8% | $154,746-60.4% |
| Participation rate | 94.1% | 76.0%+18.1pp | 73.3%+20.8pp | 80.7%+13.4pp |
| Annual return | 23.66% | 583.42%-559.8pp | 480.62%-457.0pp | 172.34%-148.7pp |
| Employer contribution / active EE | $4,793 | $3,147+52.3% | $2,933+63.4% | $4,379+9.4% |
| Participant deferral / active EE | $10,362 | $5,118+102.5% | $4,709+120.0% | $6,730+54.0% |
| Admin fee / account holder | $1,949 | $7,736-74.8% | $7,244-73.1% | $14,365-86.4% |