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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,318 | $72,071-14.9% | $68,368-10.3% | $137,256-55.3% |
| Participation rate | 94.1% | 76.2%+17.9pp | 73.8%+20.4pp | 80.0%+14.2pp |
| Annual return | 23.66% | 353.14%-329.5pp | 292.57%-268.9pp | 220.34%-196.7pp |
| Employer contribution / active EE | $4,793 | $2,788+71.9% | $2,649+80.9% | $4,156+15.3% |
| Participant deferral / active EE | $10,362 | $4,410+135.0% | $4,123+151.3% | $6,407+61.7% |
| Admin fee / account holder | $1,949 | $5,336-63.5% | $5,150-62.2% | $12,270-84.1% |