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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $351 | $114,093-99.7% | $96,171-99.6% | $167,536-99.8% |
| Participation rate | 100.0% | 75.1%+24.9pp | 68.4%+31.6pp | 82.1%+17.9pp |
| Annual return | 0.00% | 190.00%-190.0pp | 192.04%-192.0pp | 478.82%-478.8pp |
| Employer contribution / active EE | $1,207 | $3,429-64.8% | $2,799-56.9% | $4,839-75.1% |
| Participant deferral / active EE | $1,207 | $5,197-76.8% | $4,350-72.3% | $6,342-81.0% |
| Admin fee / account holder | $2,234 | $6,899-67.6% | $5,538-59.7% | $12,315-81.9% |