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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $309,498 | $178,174+73.7% | $156,181+98.2% | $137,256+125.5% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.8%+21.2pp | 80.0%+20.0pp |
| Annual return | 12.16% | 84.19%-72.0pp | 64.87%-52.7pp | 220.34%-208.2pp |
| Employer contribution / active EE | $15,511 | $4,972+212.0% | $4,294+261.2% | $4,156+273.2% |
| Participant deferral / active EE | $10,044 | $6,888+45.8% | $6,132+63.8% | $6,407+56.8% |
| Admin fee / account holder | $66,382 | $17,404+281.4% | $14,586+355.1% | $12,270+441.0% |