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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,911 | $149,040-88.7% | $120,225-85.9% | $137,256-87.7% |
| Participation rate | 63.6% | 75.4%-11.8pp | 69.6%-5.9pp | 80.0%-16.3pp |
| Annual return | 15.00% | 605.68%-590.7pp | 439.23%-424.2pp | 220.34%-205.3pp |
| Employer contribution / active EE | $0 | $4,350-100.0% | $3,475-100.0% | $4,156-100.0% |
| Participant deferral / active EE | $6,456 | $4,655+38.7% | $3,999+61.4% | $6,407+0.8% |
| Admin fee / account holder | $215 | $6,348-96.6% | $5,696-96.2% | $12,270-98.2% |