Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 5-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,788 | $71,615-34.7% | $153,416-69.5% | $65,306-28.4% |
| Participation rate | 33.3% | 49.3%-15.9pp | 74.3%-41.0pp | 57.7%-24.3pp |
| Annual return | 16.61% | 12.62%+4.0pp | 17.84%-1.2pp | 21.94%-5.3pp |
| Employer contribution / active EE | $1,077 | $1,488-27.6% | $3,764-71.4% | $1,967-45.2% |
| Participant deferral / active EE | $2,001 | $2,236-10.5% | $4,723-57.6% | $2,959-32.4% |
| Admin fee / account holder | $4,287 | $3,498+22.5% | $13,095-67.3% | $3,480+23.2% |