Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 5-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,788 | $77,094-39.3% | $173,703-73.1% | $69,733-32.9% |
| Participation rate | 33.3% | 55.7%-22.4pp | 75.9%-42.6pp | 62.5%-29.1pp |
| Annual return | 16.61% | 11.44%+5.2pp | 17.46%-0.8pp | 15.22%+1.4pp |
| Employer contribution / active EE | $1,077 | $1,704-36.8% | $4,288-74.9% | $2,250-52.1% |
| Participant deferral / active EE | $2,001 | $2,355-15.0% | $4,854-58.8% | $3,054-34.5% |
| Admin fee / account holder | $4,287 | $2,291+87.1% | $15,562-72.5% | $3,102+38.2% |