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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,476 | $165,381-62.8% | $149,730-58.9% | $158,966-61.3% |
| Participation rate | 22.2% | 84.6%-62.4pp | 82.5%-60.3pp | 82.0%-59.7pp |
| Annual return | 18.78% | 348.29%-329.5pp | 276.70%-257.9pp | 302.95%-284.2pp |
| Employer contribution / active EE | $362 | $5,104-92.9% | $4,645-92.2% | $4,762-92.4% |
| Participant deferral / active EE | $5,199 | $7,182-27.6% | $6,843-24.0% | $5,983-13.1% |
| Admin fee / account holder | $215 | $10,809-98.0% | $9,310-97.7% | $11,250-98.1% |