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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,313 | $185,312-56.7% | $161,489-50.3% | $154,746-48.1% |
| Participation rate | 100.0% | 82.5%+17.5pp | 78.7%+21.3pp | 80.7%+19.3pp |
| Annual return | 17.48% | 103.84%-86.4pp | 89.72%-72.2pp | 172.34%-154.9pp |
| Employer contribution / active EE | $1,830 | $4,769-61.6% | $4,268-57.1% | $4,379-58.2% |
| Participant deferral / active EE | $22,425 | $6,350+253.2% | $5,630+298.3% | $6,730+233.2% |
| Admin fee / account holder | $990 | $18,654-94.7% | $16,006-93.8% | $14,365-93.1% |