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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,917 | $65,034+4.4% | $90,970-25.3% | $79,856-15.0% |
| Participation rate | 76.9% | 61.6%+15.3pp | 69.0%+7.9pp | 69.6%+7.3pp |
| Annual return | 8.70% | 30.45%-21.8pp | 134.60%-125.9pp | 31.71%-23.0pp |
| Employer contribution / active EE | $4,237 | $1,247+239.7% | $2,122+99.7% | $2,471+71.5% |
| Participant deferral / active EE | $2,144 | $2,512-14.6% | $3,373-36.4% | $3,741-42.7% |
| Admin fee / account holder | $3,229 | $4,536-28.8% | $5,961-45.8% | $5,306-39.2% |