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Participant contribution per participant is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $2,117 | $51,207-95.9% | $70,565-97.0% | $71,529-97.0% |
| Participation rate | 71.0% | 59.4%+11.7pp | 68.4%+2.7pp | 67.9%+3.1pp |
| Annual return | 63.42% | 42.71%+20.7pp | 32.79%+30.6pp | 28.97%+34.4pp |
| Employer contribution / active EE | $695 | $1,795-61.3% | $2,976-76.7% | $2,590-73.2% |
| Participant deferral / active EE | $899 | $3,033-70.4% | $4,568-80.3% | $4,291-79.1% |
| Admin fee / account holder | $67 | $2,002-96.7% | $6,430-99.0% | $1,588-95.8% |